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NonMedTermLife.com

Nonmedtermlife.com was created to answer the most common question when applying for life insurance, “Does this require a medical exam?” Nonmedtermlife.com makes term life insurance available without the hassles of a medical exam. Offering non medical life insurance with no physical exam requirement allows our clients to obtain quality life insurance coverage from the comfort of their homes, on their terms.

Nonmedtermlife.com has partnered with the top in the industry to bring you the best no-exam life insurance choices.

Bonnie Wheat, Founder

Graduating from California State University with a degree in Sociology, Bonnie sought out a career that would allow her to significantly impact the lives of those with which she works. She chose life insurance as her trade because family structure and stability is inexorably linked to the financial strength of the family.

Bonnie’s motivation in creating Nonmedtermlife.com has been shaped from years of working with clients obtaining life insurance using the traditional physical exam process. She found that while many of her clients are sincere in their need for affordable life insurance, the process to obtain it (choosing the policy, scheduling the medical exam, waiting 3-8 weeks for approval) either made life insurance get pushed to the bottom of the to-do list or simply eliminated because busy schedules had no time to get the medical exam completed. Her most motivating experiences were from clients who were “too busy to schedule the exam” and asked to be contacted back in a couple of months. During that postponement, health conditions arose. Cancer, chest pain, heart attacks and more suddenly made it nearly impossible to secure these clients affordable life insurance.

By eliminating the medical exam requirement for life insurance, Nonmedtermlife.com makes affordable life insurance coverage available to qualified applicants with a simple online application. Giving your family the protection they need now, with non medical term life insurance is what Bonnie does best.

RBC Insurance

For almost a century RBC Insurance has been giving families affordable, dependable insurance protection. As the brand name for Liberty Life Insurance Company, RBC Insurance makes up part of the global insurance operations of Royal Bank of Canada (RBC).

70,000 employees serving over 15 million public sector, personal and business clients around the world and in North America makes RBC insurance one of the fastest growing financial services organization. Their promise is simple: Exceptional financial stability, quality protection and outstanding service all combine to allow families new ways to manage risk and build for the future in today’s quick changing world.

Liberty Life insurance Company is solely responsible for its financial obligations and is rated “A” (Excellent) – 3rd highest of 16 ratings—for its financial strength and operating performance by A.M. Best Company, an independent rating agency.

Fidelity Life Association

Originally founded in 1896 as a fraternal benefit society in Illinois, Fidelity Life Association’s goal was to offer workers in Midwest and Northern States more reasonable insurance alternatives than those offered by old line, traditional Eastern companies. Today Fidelity Life is a very well capitalized life insurance company licensed in all states except Wyoming and New York. The company has a unique business strategy that focuses on innovation, new products and processes designed to make coverage more readily affordable and available for all Americans. 

Fidelity Life now has over $550 million in admitted assets, $22.57 billion of life insurance in-force and capital and surplus of over $275 million. They offer an A.M. Best Company rating of “A-” (Excellent).


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